Financial Wellness & LiteracyProgram

Whether you’re an incoming freshman, transfer student, or preparing to graduate, the Financial Wellness and Literacy Program is here to help you through the transition by providing resources that help you adjust to handling all of the responsibilities that come with managing money. Our goal is to help you make more informed choices about your finances while taking responsibility for making changes to improve your present and long-term financial well-being.

 

How can we help

We offer one-on-one consultations, as well as workshops, for students that cover a variety of important personal financial information. Each session is designed to educate students about different financial concepts and provide them with the tools to incorporate good financial practices into daily life. Contact Christine Trieste, Financial Literacy Specialist at christinetrieste@sunyorange.edu to schedule an appointment today!

Add More Value to Your College Experience...

For most students, college is seen as an opportunity to continue their formal education and prepare for their intended career goals.  But attending college also provides an opportunity for students to further develop their life skills, such as time management, interpersonal skills, as well as money management or “financial literacy”.

Money Mondays: Financial tip of the week

Personal Finance for the College Student:

  • Don’t sign up for credit cards you don’t need.
  • When you do sign up for credit cards, keep your limit low to prevent yourself from overspending. Also, ensure your interest rate is low.
  • If you already have a credit card, call your credit card company and ask them to lower the interest rate.
  • If you inquire about lowering your interest rate and they deny you, ask to speak to a manager and, when the manager is on the phone ask if he or she will lower your rate.If the manager says no, repeat the process the next day (you’ll likely get a different manager. Unbelievably, this often works!
  • Utilize a checking account. - Checking accounts are an easy way to keep track of your funds, your budget and your spending. It also makes it easy to access cash, too.  Ensure your account is with a bank that has ATM’s in locations that are convenient for you to access so you will avoid unnecessary ATM transaction fees.
  • Always know your debt amount. - The amount of debt you will have at graduation – so there are never any surprises. It’s not a number you should ignore because you’re afraid or don’t want to know.

** Never take out more loans than necessary!!!**

  • It can be tempting to take out additional loans to pay for living expenses so you don’t have to scrape by – don’t do it! Remember – it’s better to scrape by in college than when you graduate from college.
  • Once you graduate, you will be expected to pay back all of those loans and, even though you will have a job, your money will be going towards payments. Wouldn’t you rather have some of your hard-earned money than all of it going towards what you spent during college?

**For further information please contact: Christine Trieste –EOP Success Coach at 845-341-9718 or christine.trieste@sunyorange.edu This page supported by Student Support Initiatives and EOP.

Helpful Financial Wellness Websites:

SUNY Smart Track: A great resource for you!

SUNY Orange realizes that paying for a college education is a huge financial commitment. To assist SUNY Orange students with making informed financial decisions before, during and after college, New York State has created a free Financial Literacy service called SUNY Smart Track. SUNY Smart Track will assist you every step of the way, from the time that you apply to college to after graduation.

SUNY Smart Track is an online learning environment that empowers students for a lifetime of financial success. SUNY Smart Track provides interactive services, tools and resources to help educate students to achieve smart money management skills.

SUNY Smart Track Icon

To schedule an individual appointment please contact:

Christine Trieste at christinetrieste@sunyorange.edu or call 341-9718.