County of Orange � Division of Risk Management

Michael T. Morris
							Risk Management Officer
					18 Seward Avenue Middletown, New York 10940
                                                                                   Tel: (845) 615-3600 
						

						 OCTOBER 7, 2008

PLEASE POST and CIRCULATE


Important Benefits Alert For GHI HMO Enrollees

There will be an additional Payroll Deduction for Family Coverage


Based on current 2009 Empire Plan rate projections, GHI Family Coverage will cost an additional $16.62 per pay period. 

This excess premium amount will be in addition to any bi-weekly payroll health contributions you are currently required to make.  Even if you do not pay anything for your HMO coverage now, you will have to pay the excess premium amount, as noted in the Estimated Additional Payroll Deduction box.

GHI  HMO


Empire Plan Estimated Premium
GHI HMO Premium
Estimated Monthly Difference in Rate
Estimated Additional Payroll Deduction





Individual
          $632.23
537.81
00.00
$00.00
Family
$1.345.88
1,381.89
36.01
$16.62


The Final Empire Plan premiums must be approved by the New York State Budget Division and will not be available until early November. If the rates are adjusted downward, the GHI Family excess premium will increase. 

IF YOU DO NOT WANT TO PAY THE INCREASED COST FOR YOUR HMO COVERAGE, YOU MUST SWITCH TO THE EMPIRE PLAN WHICH REQUIRES ONLY THE PAYROLL AMOUNT YOU CURRENTLY HAVE TO PAY BY CONTRACT, IF ANY.  

	

			                     OPEN ENROLLMENT ENDS 10/31/08.